

The Universal Journal of Financial Economics (UJFE) is a peer-reviewed, open access journal of finance and economics published biannually online by Universal Wiser Publisher (UWP).
> fully open access - free for readers
> currently, no article processing charge (APC) paid by authors or their institutions
> double-blind peer-review
> free post-publication promotion service by the Editorial Office
by Olufemi Adebayo Oladipo, Joseph Olufemi Ogunjobi, Ezekiel A. Adigbple, Oluwadamilola O. Oginni, Oyinbunugha Lamuella Soroh
ABSTRACT: Over the years, there has been a pressing need to improve the state of human capital development and financial development, to pay more attention to it and the benefits it holds in the economy....
by Katarzyna Werner
ABSTRACT: We extend the model of ex-ante asymmetric information in the insurance market of Stiglitz (1977) by incorporating consumers’ reactions to uncertainty. Specifically, we assume that some agents are...
by Nassar Jamal
ABSTRACT: As the maverick of the new economy TSs are making economic waves across industries. However at their early stages TSs are fragile and vulnerable. Startups struggle with many issues starting from...
by Madan Gurung, Khem Prasad Gautam
ABSTRACT: Financial literacy, in a broad sense, is the knowledge and skills that empower people to make informed decisions regarding the use of financial services and the management of one’s private and...