Universal Journal of Financial Economics, Volume 2 Issue 1 (2023)



Open Access Article

Financial Well-being and Financial Literacy in Bhutan: Evidence from Bongo Gewog

by Madan Gurung, Khem Prasad Gautam

ABSTRACT: Financial literacy, in a broad sense, is the knowledge and skills that empower people to make informed decisions regarding the use of financial services and the management of one’s private and...

Open Access Article

Financial Development, Human Capital Development and Economic Growth in Sub-Saharan African Countries

by Olufemi Adebayo Oladipo, Joseph Olufemi Ogunjobi, Ezekiel A. Adigbple, Oluwadamilola O. Oginni, Oyinbunugha Lamuella Soroh

ABSTRACT: Over the years, there has been a pressing need to improve the state of human capital development and financial development, to pay more attention to it and the benefits it holds in the economy....

Open Access Article

The Impact of Asymmetry of Information and Different Ambiguity Reactions on Insurance Demand

by Katarzyna Werner

ABSTRACT: We extend the model of ex-ante asymmetric information in the insurance market of Stiglitz (1977) by incorporating consumers’ reactions to uncertainty.  Specifically, we assume that some agents are...

Open Access Article

Financing Preference among Technology Startups (TSs) in Malaysia

by Nassar Jamal

ABSTRACT: As the maverick of the new economy TSs are making economic waves across industries. However at their early stages TSs are fragile and vulnerable. Startups struggle with many issues starting from...